Mutual funds have been designed with different investor profiles in the minds of its designers-from aggressive growth seekers to the most conservative type seeking stability and income. This helps the investor acquire the appropriate understanding of such investments, so he or she may better place investments with goals in his financial life. First, decide your type before you invest; hence, take some time to know if one can absorb risks based on the individual's tolerance, then know how long your money works so that you take out from the money, and ensure that your investment needs to result in income. Lastly, one gets personalized information via a financial advisor whereby there is a guarantee to one's investment strategy should fall in place with personal circumstance